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What is the purpose of the Workers' Compensation Act?

  1. To provide health insurance

  2. To protect workers from job loss

  3. To protect workers from occupational injuries

  4. To regulate workplace safety

The correct answer is: To protect workers from occupational injuries

The purpose of the Workers' Compensation Act is to protect workers from occupational injuries. This legislation ensures that employees who suffer work-related injuries or illnesses receive compensation for medical expenses, lost wages, and rehabilitation costs, regardless of fault. The Act establishes a system that balances the needs of workers who might be injured in the course of their employment with the needs of employers to avoid excessive liability, often by providing a no-fault system where employees do not have to prove negligence to receive benefits. By focusing on compensation for injuries that occur due to the nature of the work itself, the Act plays a crucial role in maintaining the well-being of the workforce and ensuring that workers can get the support they need after experiencing an injury or illness related to their job.